Business Owners Insurance

A package policy that provides both property and liability coverage for eligible small businesses. BOPs are written on special coverage forms that are generally very similar to their mono line property and liability form counterparts, but they typically have some unique features that make them especially advantageous for businesses that qualify.

A BOP typically includes:

  • Property Insurance: This includes the insured’s buildings and business personal property
  • Business Interruption Insurance: One of the distinguishing characteristics of a BOP is that most automatically include business income and extra expense coverage on an actual loss sustained basis.
  • Liability Insurance: This provides a coverage scope similar to that provided in the Commercial General Liability section of a package policy.
  • BOPs may also can include Crime coverage, and Hired Auto and Non-owned Auto coverage

Bakker Agency • Main Office: 302 West Main Street, Suite 206 • Avon, CT 06001 • 860-676-1957
Branch Office: 4 Bridge Street • New Hartford, CT 06057 • 860-379-8555
Member of New England Insurance Alliance